Having trouble getting your finance community chatting? These playful This or That templates offer a quick way to spark conversations and boost participation. Enjoy ready-to-use prompts designed for effortless engagement and fun financial debates.
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This or That prompts tap into the psychology of quick decision-making, making participation feel light and effortless for members. Because the choices are simple and the stakes are low, even shy or busy members are more likely to jump in and share their views.
In finance communities, where conversations can get technical, these casual prompts offer a welcome break and help humanize the space. They create a sense of camaraderie by revealing personal preferences, encouraging members to interact in a relaxed setting. This builds trust and familiarity, paving the way for deeper engagement in more complex discussions.
Ultimately, This or That templates drive engagement because they are inclusive, easy to answer, and fun to debate. They lower the barrier to participation and help build an active, connected community.
Stocks or real estate - which would you rather invest in?
💡 Example: "Stocks or real estate - which would you rather invest in? Tell us why!"
Save first thing in the morning or at the end of the day?
💡 Example: "Save first thing in the morning or at the end of the day?"
Budgeting app or spreadsheet - which do you prefer?
💡 Example: "Budgeting app or spreadsheet - which do you prefer? Share your go-to!"
Cash or credit for everyday purchases?
💡 Example: "Cash or credit for everyday purchases?"
Early retirement or working your dream job longer?
💡 Example: "Early retirement or working your dream job longer? Let us know!"
Would you rather pay off debt first or start investing right away?
💡 Example: "Would you rather pay off debt first or start investing right away? Explain your choice!"
Splurge on experiences or material things?
💡 Example: "Splurge on experiences or material things?"
Manual tracking or automatic tracking for expenses?
💡 Example: "Manual tracking or automatic tracking for expenses?"
Would you rather get a surprise bonus or a planned raise?
💡 Example: "Would you rather get a surprise bonus or a planned raise? Why?"
Invest in a startup or a blue-chip company?
💡 Example: "Invest in a startup or a blue-chip company?"
Financial podcasts or finance books for learning?
💡 Example: "Financial podcasts or finance books for learning? Share your picks!"
Would you rather have no bills for a month or double your income for a week?
💡 Example: "Would you rather have no bills for a month or double your income for a week? Explain!"
Retire in a big city or a quiet countryside?
💡 Example: "Retire in a big city or a quiet countryside?"
Cook at home or eat out to save money?
💡 Example: "Cook at home or eat out to save money? What is your go-to?"
Would you rather win the lottery or earn your wealth slowly?
💡 Example: "Would you rather win the lottery or earn your wealth slowly?"
Invest in gold or cryptocurrency?
💡 Example: "Invest in gold or cryptocurrency? What is your pick?"
Short-term savings or long-term investments?
💡 Example: "Short-term savings or long-term investments?"
Would you rather have a high salary or flexible hours?
💡 Example: "Would you rather have a high salary or flexible hours? Share your answer!"
Use coupons or cashback apps?
💡 Example: "Use coupons or cashback apps?"
Would you rather retire early with less or retire later with more?
💡 Example: "Would you rather retire early with less or retire later with more? Why?"
DIY taxes or hire an accountant?
💡 Example: "DIY taxes or hire an accountant?"
Would you rather have a bigger house or travel more?
💡 Example: "Would you rather have a bigger house or travel more? Share your pick!"
Emergency fund first or pay off credit cards first?
💡 Example: "Emergency fund first or pay off credit cards first? Which is your priority?"
Would you rather never pay for coffee or never pay for gas?
💡 Example: "Would you rather never pay for coffee or never pay for gas? Why?"
Track spending daily or review weekly?
💡 Example: "Track spending daily or review weekly?"
Would you rather get free financial advice or free tax prep?
💡 Example: "Would you rather get free financial advice or free tax prep? Share your pick!"
Online banking or visiting a branch?
💡 Example: "Online banking or visiting a branch?"
Would you rather have unlimited airline miles or unlimited dining out?
💡 Example: "Would you rather have unlimited airline miles or unlimited dining out? Explain!"
Automate bills or pay manually?
💡 Example: "Automate bills or pay manually?"
Would you rather have a side hustle or a passive income stream?
💡 Example: "Would you rather have a side hustle or a passive income stream? Share why!"
Free checking account or high-yield savings?
💡 Example: "Free checking account or high-yield savings?"
Would you rather have perfect credit or no debt?
💡 Example: "Would you rather have perfect credit or no debt? Share your thoughts!"
Spend your bonus or save it?
💡 Example: "Spend your bonus or save it?"
Would you rather get free groceries for a year or your rent paid for six months?
💡 Example: "Would you rather get free groceries for a year or your rent paid for six months? Tell us!"
Invest in mutual funds or individual stocks?
💡 Example: "Invest in mutual funds or individual stocks?"
Would you rather have a higher salary or more vacation days?
💡 Example: "Would you rather have a higher salary or more vacation days? What would you choose?"
Retire at 50 with moderate wealth or at 65 with more?
💡 Example: "Retire at 50 with moderate wealth or at 65 with more? Let us know!"
Would you rather get a monthly allowance or a yearly lump sum?
💡 Example: "Would you rather get a monthly allowance or a yearly lump sum? Explain your pick!"
Use a financial advisor or go DIY with investing?
💡 Example: "Use a financial advisor or go DIY with investing?"
Would you rather pay a little more for convenience or save with extra effort?
💡 Example: "Would you rather pay a little more for convenience or save with extra effort? Share!"
Invest for growth or invest for income?
💡 Example: "Invest for growth or invest for income?"
Post a This or That template as a standalone prompt in your community, or use it to kick off a daily or weekly engagement thread. Encourage quick answers and ask members to elaborate on their choice if they wish. Rotate topics regularly to keep things fresh and relevant. You can also use these templates in stories, polls, or chat threads to reach members on their preferred platforms.
These templates work well across all platforms. For forums and Facebook Groups, post as a new thread and pin for visibility. On Slack or Discord, share in a dedicated engagement channel. For Instagram or LinkedIn, use Stories or interactive polls to maximize reach. Always encourage members to reply in the comments or use reaction features.
Leverage recent developments in the finance industry to craft prompts that resonate with your audience. For example, consider highlighting topics such as passive vs. active investing (e.g., 'index funds or actively managed funds?'), or new technology adoption ('robo-advisors or traditional human advisors?'). Tie each prompt back to timely market debates or regulatory changes to spark relevant discussion among community members.
Use 'This or That' posts to simplify complex products by encouraging members to compare features, risk profiles, and use cases. For example, present scenarios such as 'hedging with options or futures?' and include brief descriptions to facilitate informed participation. Follow up with educational content that elaborates on each choice to deepen understanding within your community.
Always frame 'This or That' posts in a general, educational context and avoid suggesting or soliciting personal financial decisions. For example, prompt discussions with wording like 'Which investment strategy do you prefer and why?' rather than recommending one approach. Remind members not to share sensitive personal financial information in their responses to maintain compliance with industry regulations.
Customize your prompts to match the interests of your community. For personal finance, use questions like 'pay off debt first or invest early?'; for corporate finance, try 'equity financing or debt financing?'; and for fintech, consider 'mobile-only banks or traditional banks?'. Each sub-niche has unique challenges and innovations, so choose topics that reflect the specific focus of your community.
Design prompts that are accessible to beginners (e.g., 'budgeting apps vs. spreadsheets') while also offering advanced scenarios for seasoned professionals (e.g., 'CAPM vs. dividend discount model for equity valuation'). Encourage experienced members to share insights without using overly technical jargon, and provide context or definitions for less familiar terms to foster inclusive engagement.
Choose dilemmas that reflect real-world decision points your audience faces. Frame prompts around popular debates like 'rent vs. buy a home', 'fixed-rate vs. adjustable-rate mortgage', or 'DIY investing vs. financial advisor'. These scenarios not only generate lively discussion but also surface a range of perspectives and strategies, enriching the learning experience for your community.
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